Wednesday, August 10, 2016

Make Life Easy with ICICI Life Insurance Plans



ICICI Prudential Life Insurance Company is amongst the first private life insurance provider to receive approval from the Insurance regulatory Development Authority i.e the IRDA and is into operations since December 2000. ICICI Prudential Life collected a total net of 191.64 billion premium amount in the financial year 2014-2015. 

This private insurance player is a joint venture of ICICI Bank Ltd and Prudential Ltd where ICICI Bank Ltd is amongst the big banking service providers. 

With the fast growing needs of individuals and changing lifestyles, people are more aware of the market and change in the external environments. People are more conscious about their needs and status and competing harder to prove their existence. ICICI Life insurance products are well designed to take care of your financial needs and provide your family the required support and safety. 


Why choose ICICI Life Insurance? 



ICICI Life Insurance looks beyond your needs of an insurance cover. It aims to closely support your loved ones and your family by providing world-class services. Are you looking for insurance cover or financial return or both? Insurance plans cover only life and unexpected life risks. Other covers additional risk while several provide goal-based savings. Review the insurance plans to make sure they are focusing on provide what you need. 


What investment plans with insurance coverage does ICICI Life Insurance have to provide?




ICICI Pru Wealth Builder II

  • Make your own Portfolio Strategy: An individual is free to choose his portfolio strategy as per his requirement between Life-Cycle based Portfolio Strategy & Fixed Portfolio Strategy. 
  • Choose between multiple funds: Out of 7 various fund choices choose your best suitable one 
  • Loyalty advantages: Get remunerated with Wealth Boosters and Loyalty Additions on staying contributed with this plan for a long time. 
  • Tax advantages: This ULIP option provides tax benefits on the premiums paid and the benefits received. As per current tax laws. 
  • Flexibility of premium installment: Make your premium payments for a restricted period or for the whole term. 


ICICI Pru Elite Life 

  • Choice of premium payment frequency: With this ICICI Life Insurance plans you have the choice to pay premiums for a constrained period or for the whole term.
  • Strategize your portfolio: Select between Fixed Portfolio Strategy and Life Cycle Portfolio Strategy as per your requirement.
  • Wealth Boosters: Once at 5th year beginning from the end of the 10th year.
  • Fund switches without any cost: You can manage the funds of your ICICI Life Insurance plan based on your needs (subject to change) and investment priorities with boundless free switches.
  • Tax Benefits: This ICICI Life Insurance Provides Tax Benefits on premiums paid received according to the predominant tax laws.
  • Lower Effective FMC: Avail Loyalty Additions which lessen your powerful Fund Management Charge (FMC).


ICICI Pru Smart Life 


Being the responsible earning member of the family, looking after their needs and future becomes more important than your own needs. These goals can be the education of your child or your retirement planning or a dream house you want to build. 

To satisfy these obligations you require an answer that empowers you to spare with no bargain. Remembering this, we show ICICI Pru Smart Life – a policy that gives numerous decisions to contribute towards your money related objectives. 


ICICI Pru Easy Retirement


You have dependably worked hard towards furnishing your family with all the solaces life brings to the table. ICICI Pru Easy Retirement gives this arrangement - the advantage of value cooperation with all the comfort of capital insurance.


ICICI Pru Guaranteed Wealth Protector is a ULIP plan by ICICI Life Insurance which caters the potential for significant yields, by putting a bit of your cash in value, while additionally giving capital insurance and life insurance. Your financial needs shall be met by utilizing the Guaranteed Wealth Protector Strategy. Under this ULIP plan, the fund distribution between the equity and the debt will be rebalanced intermittently all through the term. This consistent switching will thus decide the profits produced in this plan.



Getting insured with a good insurance plan needs the art of research amongst good insurance plans and their services. ICICI Life Insurance is the one stop solution for all your insurance needs. 


Where the insurance market is filled with complex insurance products in the market along with overrated benefits that completely clash your expectations from a life insurance product, ICICI Life Insurance has simplified insurance plans to perfectly fit your insurance needs. Hence, buy the best life insurance plan from the country’s best insurance provider.


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